Services

Share Savings Account
A Share Savings Account is budget-friendly and a great way to strengthen your finances and enjoy availability of funds. Start earning dividends with a minimum balance of $100.

Sub-Share Savings Account
A budgeting too available to help members save on a regular basis for something specific, like auto insurance, taxes or a special trip. That way the money to pay that large expense is available when you need it.

Club Accounts
Get ready for the holidays or a vacation by directing a few dollars every pay period to your club account and make your holidays, vacations finacially stress-free.

Free Checking (Draft) Account
Overdraft Protection from savings ($5.00 each)
No minimum balance required
No per check fee, no monthly fees
Statements issued monthly

Visa Debit / ATM Card
Access your savings and checking accounts with surcharge free ATMs at any Allpoint, Co-Op, SHARENET at Walgreen's or SEFCU Locations.

Home Banking
We offer home banking, which allows you to go on the Credit Union's website and log onto your account to see what you have in your accounts and transfer money between savings and checking accounts.

Bill Pay
Per your request, we can set you up with the ability to pay your bills online. No more stamps, envelopes, or late payment fees to worry about from then on.

Credit Cards
We offer VISA Credit Cards with rates as low as 8.99% APR.

CD & IRA Share Certificates
We offer 1, 2, 3, and 4 year CD's with a minimum balance of $500 and competitive interest rates.

Individual Retirement Accounts (IRA)
For anyone planning the future, there are three letters of recommendation - IRA. Whether you are just starting out, raising a family or approaching retirement, IRA's offer tremendous advantages. Talk about the incredible tax-saving possiblities with your tax advisor.

  • Traditional IRA. Tax deferred growth and the potential for tax-deductible contributions.
  • Roth IRA. Qualified distributions are tax-free and penalty free. Roth IRAs are not subject to post 70 required distributions.
  • Coverdell Education Savings. Contribute up to $2000 a year for each child. Withdrawals for qualified higher education expenses are tax-free. (Subject to IRS change)

Loans
We offer competitive rates on all our Auto Loans, Recreational Vehicle Loans, Personal Loans, Home Equity Loans, Tax Advantage Loans and 1st and 2nd Mortgages.

Direct Deposit
This is a safe and easy way to have your money deposited directly into your Credit Union account. There is no need to wait in line or pay check-cashing fees. It’s smart, reliable, convenient and worry free. Having Direct Deposit can reduce your rates on certain loans. Make the Credit Union your number one financial institution.

Discount Tickets
We offer our members discounted Delta Sonic tickets, Regal Movie Theatre tickets, Darien Lake & Fantasy Island tickets at our cost. They also make excellent gifts for any occasion.

Convenient Drop Box
We have a drop box next to the front door for night deposits.

24 Hour Answering Machine

Money Orders
Quick and reliable money orders are available for the low fee of only $2.00 for any dollar amount up to $1500.00.

We have a Notary Public available to our members.

Western Union Money Transfers
As times change, the services we provide you need to change. As another convenience, you can now send Western Union Money Transfers. Faster and cheaper than a wire transfer, the Western Union funds are available to the recipient usually within the hour.